Insights
All Insights
A collection of articles, reflections, and strategic thinking from the GATICORP ecosystem.
Business
Export-Ready MSMEs: A Good Product Is Not Enough
The first shipment is only one milestone. Export-ready businesses must consistently meet buyer specifications, economics, capacity, documentation and repeat-order expectations.
Business
KKI 2026: Turning Exposure into MSME Growth
Exhibitions can open doors for small businesses, but durable growth begins when visibility becomes qualified leads, repeat orders and an operation capable of meeting demand.
Business
Bank Indonesia Holds Rates: Focus Shifts to Liquidity and Financing
Bank Indonesia held its policy rate at 5.75%. For businesses, however, the more important shift lies in liquidity policy, expanded FX hedging incentives and measures designed to keep financing flowing into the real economy.
Business
Indonesia’s 2026 Labour Inspections: A Business Readiness Guide
Indonesia’s updated labour-inspection framework introduces clearer procedures and digital self-assessment through SIAPkerja. For companies, the key issue is whether policy, evidence and day-to-day practice remain consistent.
Business
Indonesia’s New Commodity Exchange: Building a Domestic Benchmark
Indonesia wants a greater role in commodity price formation. The next challenge is creating a market liquid and credible enough for producers, buyers and traders to use its prices as real benchmarks.
Business
Investment Is Rising. Are Jobs Improving Too?
Investment is rising and more Indonesians are working. The next challenge is ensuring that new capital produces productive jobs, higher skills, stronger incomes and long-term opportunity.
Business
Indonesia’s 2027 Budget: Can Growth Reach 6%?
Indonesia is targeting 6% economic growth in 2027 while proposing a smaller fiscal deficit. For businesses, the key question is how investment, productivity, consumption and public spending translate into real demand.
Business
Indonesia’s 2026 Economic Census: A Practical Guide for Businesses
Indonesia’s 2026 Economic Census remains active through 31 August. For business owners, the practical questions are simple: what should be prepared, how can official enumerators be verified, and how should the process be handled safely?
Business
Ahead of BI’s Meeting: Five Numbers Businesses Should Watch
Five numbers provide a practical dashboard before Bank Indonesia's August meeting: the policy rate, average lending rate, credit growth, manufacturing PMI and Rp2.49 quadrillion in unused credit facilities.
Business
GoTo and MSCI: A Lesson in Market Liquidity
GoTo’s operating performance has improved while its shares face a different problem: market liquidity. The case illustrates why earnings, free float, transparency and institutional investability need to be assessed separately.
Business
Business and Human Rights Rules: What Should Companies Prepare?
Indonesia is developing a more structured system for assessing business compliance with human-rights principles. The new regulation is not yet final, but companies can already identify risks across workers, suppliers, workplace conditions, privacy, communities and grievance processes.
Business
Bank Indonesia Governor Nominee: What Should Businesses Watch?
Destry Damayanti's nomination reduces one layer of uncertainty following Perry Warjiyo's resignation. For businesses, however, the bigger issues are policy continuity, rupiah stability, financing costs and institutional credibility.
Business
Imports Rise 34.27%: How Vulnerable Are Business Supply Chains?
Rising imports do not automatically signal economic weakness. For individual businesses, the more important question is whether imported inputs increase productivity or create excessive dependence on suppliers, currencies, lead times and inventory buffers.
Business
How to Make Your MSME More Bankable in 2026: A Checklist Before Applying for Business Credit
Indonesia is expanding access to MSME financing, but available credit does not mean every business should borrow immediately. Financing readiness starts with visible cash flow, traceable transactions, a clear use of funds and a credible source of repayment.
Business
Indonesia Is Strengthening Bank Liquidity by Up to Rp400 Trillion—Why Business Financing May Not Get Easier Automatically
Indonesia is strengthening banking liquidity while lending continues to expand and trillions of rupiah in approved credit facilities remain undrawn. The real challenge is converting liquidity into productive financing that businesses can both access and afford.
Business
Household Spending Grew 5.06%, Yet Retail Sales Weakened Month-on-Month: Reading Indonesia’s Consumer in 2026
Consumption in Indonesia continues to grow, and consumer confidence remains optimistic. However, retail sales, travel, digital payments, and experience-based spending are showing more complex patterns. Businesses need to understand their customers based on their own data, rather than relying solely on macroeconomic figures.
Business
Inflation Fell to 2.88%. Why Haven’t Business Costs Followed?
Indonesia’s inflation rate fell in July, but financing, raw-material, currency, and cash-flow pressures remain. Businesses need to distinguish improving macroeconomic data from genuine company-level cost relief.
Business
Indonesia’s Economy Grew 5.29%—Why Businesses Must Look Beyond the Headline
Indonesia’s 5.29% growth rate signals resilience, but investment, manufacturing employment, supplier performance, MSME lending, and business protection are moving at different speeds.
Business
New Business Trends Indonesia: ESG Mandates
Green regulations are no longer an optional checklist. Learn how new sustainable investment rules are reshaping the Indonesian enterprise landscape today.