GATICORP Business Ecosystem
Corp. Insurance Agency
A trusted corporate insurance agency line providing protection solutions for individuals, businesses, assets, health, and employee benefits.
What We Do
Built with purpose. Designed to grow.
As part of the strategic expansion of PT Gati Eling Sembada, our Insurance Agency line was established from a deep commitment to providing security and future clarity for individual and corporate clients.
This business line is a direct implementation of our Sembada pillar, absolute responsibility, where we stand not merely as a policy provider, but as a resilient and reliable protection partner.
While this business unit is newly launched, its foundation is fortified by senior professionals holding over 20 years of proven track record in the insurance industry. Our team consists of officially certified and highly competent agents with specialized expertise in General Insurance as well as Health Insurance and Employee Benefits.
In perfect alignment with our Eling pillar, mindfulness of ethics and compliance, we operate this agency with strict adherence to all prevailing legal and regulatory frameworks.
We are proudly affiliated with leading, highly competent private insurance companies that share our vision and mission to build a protection ecosystem grounded in transparency, honesty, and trust.
Secure the best protection for your valuable assets and future with us.
Our Approach
Three principles behind how we create value.
01
A tangible implementation of our corporate responsibility to protect your future.
02
20+ years of expertise managed by certified experts in general insurance, health insurance, and employee benefits.
03
Compliance and integrity through strict regulatory alignment and trusted private insurance partnerships.
“Protection built on trust and responsibility.”
Insights From This Ecosystem
Perspectives relevant to this area of business.
Insurance
Reinsurance Premium Falls as Claims Rise
Indonesia’s reinsurance premium declined by roughly 16% in the first half of 2026 while claims increased more than 26%. The story is not simply shrinking business: global pricing, insurer retention, legacy claims and risk-capacity design are all changing simultaneously.
Insurance
New Business Rises, Retention Becomes the Test
Indonesia’s life-insurance new-business premium grew double digits in the first half of 2026 and the number of insured people increased sharply. The next test is whether growth translates into durable protection through retention, persistency and relevant products.
Insurance
A 99.6% Claims Ratio Puts Credit Insurance Under Pressure
Credit-insurance premiums grew 9.3% in the first half of 2026, but claims rose 32.7%, almost matching premiums. A 99.6% claims ratio does not mean the line lost 99.6%, but it raises serious questions about pricing, underwriting, data and risk sharing.
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